Preparing for DORA: How API Intelligence Closes the Regulatory Gap

5 DORA pillars and why they matter

DORA is structured around five interconnected requirements: ICT Risk Management, ICT-Related Incident Management, Digital Operational Resilience Testing, ICT Third-Party Risk Management, and Information and Intelligence Sharing.

How APIs serve as Critical Financial Infrastructure

DORA's Article 8 requires that financial entities identify, classify, and document all such assets, including their interdependencies. APIs are ICT assets that support critical functions, and any organization without comprehensive API observability can't reliably perform them.

AI Agents, APIs, and DORA

A financial institution might run agents that draft credit analysis reports, monitor transaction streams for fraud patterns, process insurance claims, or handle customer service interactions. In almost every case, those agents operate by calling APIs: your internal APIs, third-party APIs, and increasingly each other's APIs in multi-agent workflows. From a DORA standpoint, AI agents introduce several risks that the regulation's ICT risk management framework must address.